evelyn owens franklin nc real estate agent

Evelyn Owens Certified Program Administrator
Mortgage Forgiveness Debt Relief Act


THE MORTGAGE FORGIVENESS DEBT RELIEF ACT: H.R. 3648

You’ll be pleased to know that under PROGRAM 3648:

  • You receive all services, consultation, and information absolutely FREE. Guaranteed!

  • You’re assigned a certified program administrator to do all the work for you. You will pay absolutely no commission.

  • If you’re at least 30 days behind on your mortgage, then your mortgage company is willing to consider completely forgiving a significant portion of your mortgage debt (provided you go through the proper process). The portion they forgive, under H.R. 3648, is NO longer counted as personal income and CANNOT be taxed by the federal government.

  • Download H.R. 3648 (pdf format)
    Download Fannie Mae Document (pdf format)
    Download a Copy of Page Contents (pdf format)

    I am the certified program administrator in Macon County assigned to do all the work for you. Please give me a call for more information at 828-524-0100 or 828-332-0088.

    evelyn owens keller williams
    Evelyn Owens
    evelyn@sellingfranklin.com